ARTICLES

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Articles

Welcome to the Jordan & Associates newsletter library. Get latest industry information and insight here.

Managing the Inevitable

This month's newsletter is all about "Fun with Forfeitures." Can forfeitures be fun? Does alliteration - finagling forfeitures, fooling around with forfeitures, finessing forfeitures - make it more fun than it really is? Probably. But for businesses managing retirement plans, forfeitures (when a plan participant forfeits a non-vested portion of his or her account) is essentially inevitable.

Getting It Right: Your Form 5500

If your business offers a 401(k) plan—or another type of qualified retirement plan—you have been completing and submitting a 5500 form every year since the plan was initiated. And every year the IRS, the Department of Labor and the Pension Benefit Guaranty Corporation use the information contained in the 5500 to assess your plan’s compliance and its ability to protect the employees who are contributing.

Part-Time Employees in 401(k) Plans

Part-time employees may play an important role in your business, which can be a good thing for your bottom line - and can allow welcome flexibility for your employees, too. Many companies, from manufacturing to health care, are reaping the benefits of a multifaceted work force.

Determining Retirement Plan Compensation

It might not surprise you to hear that the IRS has some fairly complicated rules governing compensation levels and retirement plan contributions. In fact, the IRS reports that a good number of plan sponsors get this key issue wrong - a mistake that can cost both time and money.

A Plan Fiduciary's Responsibilities

The term “fiduciary” gets used a lot these days; sometimes, we suspect, without a true understanding of what the term means and how fiduciary responsibility applies to our industry. It’s a corner of the retirement plan industry that can be a little murky.

The IRS is Back with Some Brand New Corrections

The IRS is Back with Some Brand New Corrections

The Right Combination for Your Retirement Plan

The Right Combination for Your Retirement Plan

The Best Plan to Drive Your Retirement Needs

The Best Plan to Drive Your Retirement Needs

Automatic Enrollment for 401(k) Plans

Automatic Enrollment for 401(k) Plans

Timing Is Everthing

Timing Is Everthing